Licensed Mortgage Broker & Professional Investor
Strategic Financing to Build Your Wealth, Not Just Buy Your Home.
Leverage the expertise of a seasoned real estate investor to secure customized mortgage solutions for primary residences, multi-unit portfolios, and commercial developments.
10+ Years
Investor Portfolio
50+ DOOrs
Expertise
#M22000338
FSRA Licensed
Summer Collection
First-Time Home Buyers
THE PROBLEM
The market is competitive, and securing an approval feels daunting and complex.
THE SOLUTION
Step-by-step guidance from pre-approval to closing, ensuring you understand every term and grant available to you.
I help structure your first purchase as a foundation for future wealth, not just a monthly payment.
EXPERT EDGE
Self-Employed Borrowers
THE PROBLEM
Traditional lenders struggle with non-standard
income verification and business owners' tax
deductions.
THE SOLUTION
Stated income programs and alternative lender
partnerships that recognize the true health of
your business.
EXPERT EDGE
As a CEO and business owner myself, I know
how to present your financials to lenders
effectively.
Tailored Solutions for Every Stage of Your Real Estate Journey
I specialize in navigating complex financing scenarios that traditional banks often overlook.
Real Estate Investment
THE PROBLEM
Banks often hit a 'cap' on how many properties
they will fund for a single borrower.
THE SOLUTION
Strategic portfolio structuring using commercial
lenders, BRRRR-specific financing, and rental
offsets.
EXPERT EDGE
I own 50+ doors. I don't just process
paperwork; I speak the language of ROI and
DSCR.
Multi-Unit & Construction
THE PROBLEM
Acquiring large assets or building from scratch
requires specialized draws and post-
construction exits.
THE SOLUTION
End-to-end financing covering the land
acquisition, construction draws, and long-term
refinancing.
EXPERT EDGE
I've managed large-scale renovations and
developments personally. I know the timeline
requirements.
Refinancing & Equity
THE PROBLEM
Homeowners are sitting on equity but don't
know how to access it without destroying their
low-rate first mortgage.
THE SOLUTION
HELOCs, second mortgages, or strategic blend-
and-extend options to fund renovations or
further acquisitions.
EXPERT EDGE
I help you treat your home equity as working
capital to grow your net worth.
Alternative & B-Lending
THE PROBLEM
Minor credit issues or unique property types
often lead to an immediate rejection from 'Big 5'
banks.
THE SOLUTION
Access to institutional B-lenders and private
capital to bridge the gap until you can move
back to an A-lender.
EXPERT EDGE
I focus on the solution, not the obstacle. My
goal is always your long-term bankability.
The best mortgage isn't just the lowest rate—it's the one that provides the flexibility your strategy requires.
Fixed-Rate
Variable/Adjustable
Insured Mortgages
Private Financing
Stability for those who want a set
payment for the entire term. Best
for budget-conscious
homeowners.
Fluctuating rates that often save
money long-term. Best for those
with risk tolerance and market
insight.
Lower down payment options
(under 20%) with government-
backed insurance. Best for first-
time buyers.
Short-term, interest-only loans for quick closings or major
renovations. Best for active flippers and developers.
Construction Loans
Draw-based financing that pays
out as milestones are met. Best for
custom home builds or developers.
HELOCs
Bridge Financing
B-Lender Mortgages
Revolving credit lines secured by
your home equity. Best for
renovation funds or investment
deposits.
Short-term loans to cover the gap
between selling one home and
buying another. Best for upsizers.
Institutional lenders with more
flexible criteria than major banks.
Best for self-employed or credit
rebuilding.
Real-World Portfolio Experience
I have built a 50+ door portfolio as a sole owner. I have navigated the
exact same challenges you are facing as an investor or homeowner.
"The difference between a mortgage that holds you back and one that fuels your growth is strategic structuring. Most
brokers focus on the rate; I focus on the result."
Adnan Haqqani
CEO & Broker
What Makes My Approach
Different?
Investor-First Mindset
I don't just look at debt-to-income ratios. I look at wealth-to-debt
ratios. My background allows me to see the upside that a standard
bank clerk misses.
Beyond Transactional Brokering
I am your partner for the next decade, not just this deal. We plan your
mortgage today so you aren't blocked from your next purchase
tomorrow.
About Adnan Haqqani
Adnan Haqqani is a licensed mortgage broker and seasoned real estate
investor who brings a high-level strategic lens to the financing process. As a sole owner of a 50+ door real estate portfolio built within just four years, Adnan has hands-on experience in the trenches of acquisition, renovation, and long-term asset management.
This dual expertise allows him to serve as more than just a broker. Whether he is working with a first-time home buyer or a developer managing a multi-unit project, Adnan understands the pressure of deadlines, the nuances of construction draws, and the critical importance of post-construction refinancing.
His philosophy is simple: a mortgage should be a tool for wealth creation, not a financial burden. By focusing on smart financing structures and long-term planning, Adnan helps his clients secure funding that supports their immediate needs while paving the way for future financial independence.
FSRA Licensed Broker #M22000338
Adnan is a knowledgeable, courteous, and transparent mortgage broker. He was extremely professional to deal with and always kept us very well informed throughout the mortgage approval process. He went above and beyond to get us the best rate available and I would recommend his services to anyone.
Local Guide Level 5
Ameer Deen
Success Stories
Join the hundreds of clients who have secured their future through strategic financing.
Fantastic service from Adnan! He was very professional and prompt to respond to all my questions. He is very knowledgeable and managed to get me much better rate then what the banks were offering. I would highly recommend him.
Local Guide Level 3
Zi K
AFHH Financial appears to be a client-focused mortgage brokerage backed by real estate and lending experience, with a personalized approach that suits first-time buyers, investors, and those seeking customized financing solutions.
Small Business Owner
David K.
A streamlined, transparent process designed to get you from inquiry to funding with zero
stress.
01
02
03
04
Discovery Call
A 15-minute deep dive into your goals,
current financial state, and long-term
real estate aspirations.
Financial Review
We review your documentation and
conduct a comprehensive analysis of
your borrowing power.
Strategy Matching
I present the best lender options and
structures that align with your specific
risk profile and goals.
Execution & Support
We handle the underwriting, lender
communication, and final approval,
staying with you long after the deal
closes.
Ready to secure your financial
future?
Stop guessing and start planning. Get a professional review of your mortgage options
today.
No obligation. 100% confidential. No hidden fees.
Frequently Asked Questions
Frequently asked questions
My Recent Projects
1508 Duford Drive
Purchased : April 2024
Projected Completed: Sept 2024
Initial Condition: Foreclosure with fire and mold damage
Renovation Plan: Convert from single family home to a Legal Triplex
Purchase Price: $450,000
Post Renovation Appraisal: $1,100,000
Monthly Gross rent from all three units: $6700
Net Monthly Cash Flow Created after all expenses including mortgage: $1500
Post Project: Refinanced with TD Bank
28 Florence Street
Purchased: Sept 2024
Projected Completed: Jan 2025
Initial Condition: Abandoned home with foundation and mold damage
Renovation Plan: Convert from single family home to a Legal Triplex
Purchase Price: $400,000
Post Renovation Appraisal: $1,100,000
Monthly Gross rent from all three units: $6400
Net Monthly Cash Flow Created after all expenses including mortgage: $1200
Post Project: Refinanced with TD Bank
564 Brunel Street
Purchased : April 2025
Projected Completed: July 2025
Initial Condition: Abandoned home with significant water damage from a burst pipe
Renovation Plan: Convert from single family home to a Legal Triplex
Purchase Price: $450,000
Post Renovation Appraisal: $1,200,000
Monthly Gross rent from all three units: $6600
Net Monthly Cash Flow Created after all expenses including mortgage: $1700
Post Project: Refinanced with TD Bank
102 Sydney Street
Purchased : September 2025
Projected Completed: Feb 2026
Initial Condition: Large mixed use residential commercial building with three residential units and one large commercial space of over 3000 square feet. The commercial portion was vacant and not producing much rent.
Renovation Plan: Convert the commercial space to 5 residential apartments therefore creating a 8 unit residential building.
Purchase Price: $800,000
Post Renovation Appraisal: $1,700,000
Monthly Gross rent from all 8 units: $12,500
Net Monthly Cash Flow Created after all expenses including mortgage: $3300
Post Project: Refinanced with TD Bank